Undoubtedly, the Iskandar Special Northern Development Corridor has become a a favorite with international investors.
From the time of its establishment in 2006, the Malaysian government has made every effort to draw in well-off international investors, in particular those from Singapore to invest in Iskandar by offering appealing tax as well as other bonuses.
Currently, not only are Singaporeans keen to invest, but investors from China, Taiwan, Japan, Europe and the United States have been coming in droves to check out the choice investment possibilities in Iskandar.
There are many of reasons why Iskandar is such an appealing investment for foreigners.
1) Low-cost Land
If there is one thing readily available around the Iskandar Region by the boat loads, it is definitely land - undeveloped land that the government has earmarked as freehold. With land becoming very hard to find and even more costly in Singapore, it seems sensible for Singaporean businesses to expand to Iskandar which is just across the Straits of Tebrau instead of to other locations like China. More Singaporeans are also purchasing getaway or weekend houses in Iskandar too. Again, it seems sensible simply because they are able to get a landed property in Iskandar when it's even challenging to find a low-cost HDB flat in Singapore.
2) Low-cost Labor
There is certainly talent aplenty in Iskandar. Businesses have the luxury of choosing among the local talent at a very reasonable price tag. The local talent comes with the competence and understanding which is comparable to Singaporeans as well. A number of them are even trained in Singapore. In case there are any sort of tasks of which snobbish Singaporeans deem below them to undertake, for instance manual labor and odd jobs, well there are many there are plenty of people who are willing to undertake it in Iskandar too.
3) Competitive Advantages In Exchange Rates
With the exchange rate in the majority of countries is at least double the Malaysian Ringgit, it is just a no brainer that foreigners are able to invest at half the price of what they usually would pay in their own countries and get double the earnings. They are able to save on their operational charges as well, therefore it is really logical for them to transfer their operations to Iskandar. For residential properties, foreigners could get world class landed properties as well as luxurious condos that come complete with the lifestyle suitable for the wealthy at a very reasonable price tag.
4) Future Infrastructure Undertakings
Construction is already under way to construct a high speed rail link that connects Singapore to Kuala Lumpur and it will pass through Iskandar. This makes it really convenient for anyone from either side of the causeway to travel. And since the link goes all the way to Kuala Lumpur, Malaysia's capital city, this makes it extremely practical for people doing business to go for meetings.
Presently new projects being planned in Iskandar are getting excellent response from foreign investors. But you may be asking yourself what of the local investors? This is certainly a big question mark on the minds of local investors since they don't see any competitive rewards for them to think about Iskandar as a feasible investment, notwithstanding the potentials that are available there. In addition to know what to invest in property in Iskandar, you also have to know where to invest.
If you would like to know more about how you too can be a part of the Iskandar opportunity, acclaimed Property Guru Milan Doshi and a panel of illustrious speakers will have a talk on the topic of property investment in Iskandar for local Malaysians. Organized by Wealth Mastery Academy, the talk aims to make Malaysians aware of the great potential that is in their own backyard. Click here for further details.
Wednesday, May 29, 2013
Monday, May 27, 2013
Never Worry About Losing Your Job Again
Now you may be happily employed. Well, imagine if tomorrow you go to work as always and your employer tells you that your services shall no longer be required?
This is a real possibility today. There have been many people turn up for work as always merely to discovered that they are not permitted to come into the premises. The severance compensation which they receive isn't going to be good enough to live on, except in cases where they have been employed there for many years.
In this case, their only alternative course of action is to look for a job at the earliest opportunity, unless they have an alternative source of income as a backup.
The smart individuals are aware that nowadays, a single income stream will never be good enough. But rather than doing double jobs, they opted for a much better strategy - RESIDUAL INCOME.
Residual income is defined as income that you don't need to work very hard to make. You set it up once and it runs for you for as long as you desire it to.
The simplest supply of residual income will be the interest you receive from your financial institution. But this is peanuts when compared to many other options for residual income out there. And you can find quite a few.
Property investment is among the most safest while offering quite possibly the most excellent returns. If you buy the suitable investment property, you can get a regular income stream through the rental. During the loan tenure to buy the investment property, your rental income can even pay for your loan. After you pay off your loan, the rental income you continue to receive is completely additional income each month.
Now, suppose should you do that with not one but maybe five additional properties.
And don't forget, property prices goes up each and every year. They don't increase immediately, however in 10 years time, you can confidently declare that the values could have roughly multiplied. You'll be able to sell it off to get a neat profit.
Another way in which properties can give you immediate cash is when you refinance it. Let's assume that you are still getting rental income for that property, you may then use the rental to cover the loan. And you can repeat this many times for the property. Savvy property investors refinance their investment properties regularly over the years to get an instantaneous burst of income whilst making use of the rental income received pay for the loan.
Finally, the investment properties which you buy is going to be around for a long time, potentially throughout your whole lifetime. Just imagine if you're able to pass on this legacy for your children that they can leverage on to generate income.
Consequently, investing in property is a long term strategy. They might not be as fluid as perhaps, stocks, but they are unquestionably much less unstable.
Is this not a superior source of residual income than keeping your hard earned money in the bank?
Milan Doshi has trained millions of people around the world to become savvy property investment. Seasoned investors and newbies wanting to know what is property investment will benefit from attending his Property Intensive seminars organized by Wealth Mastery Academy, that has opened up the minds of many to the opportunities available in property investment.
Friday, May 24, 2013
How To Use Averaging To Protect Your Property Investments
Are you willing to try to make very important life choices based on the turn of
the coin or the spin of the dice? Yet is not this how a large number of
individuals make investments today?
We have known for years that investment market reports is dealing in incrementally shorter periods.
The stock market is currently zig-zagging just a little: down a day and up the following day, which is oftentimes a signal that a correction can be expected.
Recently we observed that “the Cyprus bailout proves the fact that the country's economy is doomed!” but today we have been assured that “Cyprus is actually inconsequential” - the thing that was a bad investment decision yesterday turns into a fantastic investment again today? Now we have minute-by-minute market reports and it is indeed a crazy planet we are now living in.
Market experts enjoy having us believe differently, but the foreseeable future is just not predictable (take note of whatever they had been talking about a year earlier). The key thing to remember being an investor is:
The more your investment plan relies on the market going in your preferred direction within the short-term, the higher your chances of failure.
The financial press repeatedly reports share markets declining as being a time to panic and the index going up as something to rejoice. But what if you had an investment plan where it doesn’t even change anything whether markets progress or decrease?
It was Warren Buffett who said that the best investors are the ones who create a system for successful investing and after that can easily prevent emotions from ruining that system. This is why automated investing is so useful for people who earn a fixed income. By acquiring shares consistently by means of purchasing a pre-determined dollar price every month or even every quarter, the investor continues to be emotionally untouched by market news.
This method is known as averaging or cost averaging - in case the market goes down you effectively buy a greater number of shares, and thus will profit on the long haul. It's wise in cases like this to acquire a diversified product so that there is no chance of the investment plummeting to zero in price.
Averaging works in property too, but due to the leverage the individual purchases have a tendency to account for an even more substantial part of your portfolio, it has become even more important for investors to protect themselves from experiencing substantial losses.
In a similar fashion in the real estate industry, market experts would like you to think that they are able to foresee results that you simply are unable to, which usually clarifies the “I predict no increase for the next 24 months”-type poppycock and “a brand new milk bar is expected to open in 2014 that should contribute towards capital growth” rumors.
The great news for property investors is the fact that unlike the stock market, which is valued rationally for most (if not all) the time, residential property can be a generally imperfect sector. As a result, there are a number of techniques that can be employed to outperform the average prices so beloved by the financial press.
The very first thing you can do is purchase counter-cyclically within a city that has not recently experienced a growth.
1) Buy property under its intrinsic worth;
2) Within an area which has a long history of strong capital growth;
3) Search for a property with a difference - something special, special, different or rare about the property; and
4) Pick the kind of property where you are able to “manufacture capital growth” through refurbishment, renovation or redevelopment.”
Through the use of these types of strategies, you can ensure that you aren’t simply leaving your results to the roll of a dice.
Of course, it still is sensible to be on top of what is going on across the world.
We have known for years that investment market reports is dealing in incrementally shorter periods.
The stock market is currently zig-zagging just a little: down a day and up the following day, which is oftentimes a signal that a correction can be expected.
Recently we observed that “the Cyprus bailout proves the fact that the country's economy is doomed!” but today we have been assured that “Cyprus is actually inconsequential” - the thing that was a bad investment decision yesterday turns into a fantastic investment again today? Now we have minute-by-minute market reports and it is indeed a crazy planet we are now living in.
Market experts enjoy having us believe differently, but the foreseeable future is just not predictable (take note of whatever they had been talking about a year earlier). The key thing to remember being an investor is:
The more your investment plan relies on the market going in your preferred direction within the short-term, the higher your chances of failure.
The financial press repeatedly reports share markets declining as being a time to panic and the index going up as something to rejoice. But what if you had an investment plan where it doesn’t even change anything whether markets progress or decrease?
It was Warren Buffett who said that the best investors are the ones who create a system for successful investing and after that can easily prevent emotions from ruining that system. This is why automated investing is so useful for people who earn a fixed income. By acquiring shares consistently by means of purchasing a pre-determined dollar price every month or even every quarter, the investor continues to be emotionally untouched by market news.
This method is known as averaging or cost averaging - in case the market goes down you effectively buy a greater number of shares, and thus will profit on the long haul. It's wise in cases like this to acquire a diversified product so that there is no chance of the investment plummeting to zero in price.
Averaging works in property too, but due to the leverage the individual purchases have a tendency to account for an even more substantial part of your portfolio, it has become even more important for investors to protect themselves from experiencing substantial losses.
In a similar fashion in the real estate industry, market experts would like you to think that they are able to foresee results that you simply are unable to, which usually clarifies the “I predict no increase for the next 24 months”-type poppycock and “a brand new milk bar is expected to open in 2014 that should contribute towards capital growth” rumors.
The great news for property investors is the fact that unlike the stock market, which is valued rationally for most (if not all) the time, residential property can be a generally imperfect sector. As a result, there are a number of techniques that can be employed to outperform the average prices so beloved by the financial press.
The very first thing you can do is purchase counter-cyclically within a city that has not recently experienced a growth.
1) Buy property under its intrinsic worth;
2) Within an area which has a long history of strong capital growth;
3) Search for a property with a difference - something special, special, different or rare about the property; and
4) Pick the kind of property where you are able to “manufacture capital growth” through refurbishment, renovation or redevelopment.”
Through the use of these types of strategies, you can ensure that you aren’t simply leaving your results to the roll of a dice.
Of course, it still is sensible to be on top of what is going on across the world.
Wealth Mastery Academy provides solid financial education and has trained millions of people around the world achieve financial freedom. It's Property Intensive seminar by Milan Doshi, a multimillionaire property guru is one of its most sought after events.
Tuesday, May 21, 2013
How To Use Leverage In Property Investment
When you buy investment property, there is something very important that you must use to become successful - LEVERAGE.
If you think that you can do it all on your own, it is going to be a very slow and painful way up. Savvy property investors habitually leverage on other people's time, knowledge and most important of all, money, to build up a portfolio of investment properties that continually produce income for them.
The fastest way to leverage is via a bank loan. Let's keep things conservative and assume that your investment property is valued at $100,000. If you were to pay cash for it, you will have to get hold of the $100,000 on your own. Whereas, if you were to take up a bank loan, you probably only need to get hold of about $10,000 and borrow the rest of the funds. Next you rent out the investment property and your tenant will pay off your bank loan.
Just imagine if you were to acquire an investment property valued at $1 million or more. How are you going to generate that kind of funds?
Another simple reason to use a loan instead of forking out the full price of the investment property is that later on, if your investment property appreciates in value, you would have made a massive income. In the event that the investment property appreciates in value by 10%, you can easily sell it off at $110,000, meaning you make profit by $100,000 given that you only paid $10,000 as the down payment and borrowed the rest. Now compare that to if you paid cash for the investment property. Your entire profit would only be $10,000 which is the total amount that the investment property appreciates in value.
Of course this is a very simple calculation, but in the real world, you still have to think about other elements like prices, interests, legal charges and other miscellaneous fees that the sale and purchase of your investment property will incur.
One other way to leverage is with other people's skillset. This is where playing in a team can really be beneficial. Intelligent property investors will always socialize with other property investors. Every now and then, they contact developers in concert as a team and see if they can find good discounts. With more people in a team, they can each contribute something to the table and be able to make better selections when it comes to picking investment properties to acquire.
Furthermore, not everyone will have the spare time to go shopping for investment properties. So they can send several people from the team to go visit the property and see if it meets to their expectations. This is also where other people's abilities become useful. You may not be familiar with the neighborhood where you wish to purchase your investment property really well, but somebody else on your team may. You may assume that the location looks good but your team member may think otherwise because he or she is aware of something that you don't.
This is how excellent property investors can to amass a substantial pool of investment properties in a short period of time.
Wealth Mastery Academy is committed to providing solid financial education to help people around the world achieve financial freedom. Our Property Intensive seminar by Property Guru Milan Doshi has helped opened the door to many would be investors to the opportunities available in property investment. You can find the latest news on our upcoming events on our Facebook fan page.
If you think that you can do it all on your own, it is going to be a very slow and painful way up. Savvy property investors habitually leverage on other people's time, knowledge and most important of all, money, to build up a portfolio of investment properties that continually produce income for them.
The fastest way to leverage is via a bank loan. Let's keep things conservative and assume that your investment property is valued at $100,000. If you were to pay cash for it, you will have to get hold of the $100,000 on your own. Whereas, if you were to take up a bank loan, you probably only need to get hold of about $10,000 and borrow the rest of the funds. Next you rent out the investment property and your tenant will pay off your bank loan.
Just imagine if you were to acquire an investment property valued at $1 million or more. How are you going to generate that kind of funds?
Another simple reason to use a loan instead of forking out the full price of the investment property is that later on, if your investment property appreciates in value, you would have made a massive income. In the event that the investment property appreciates in value by 10%, you can easily sell it off at $110,000, meaning you make profit by $100,000 given that you only paid $10,000 as the down payment and borrowed the rest. Now compare that to if you paid cash for the investment property. Your entire profit would only be $10,000 which is the total amount that the investment property appreciates in value.
Of course this is a very simple calculation, but in the real world, you still have to think about other elements like prices, interests, legal charges and other miscellaneous fees that the sale and purchase of your investment property will incur.
One other way to leverage is with other people's skillset. This is where playing in a team can really be beneficial. Intelligent property investors will always socialize with other property investors. Every now and then, they contact developers in concert as a team and see if they can find good discounts. With more people in a team, they can each contribute something to the table and be able to make better selections when it comes to picking investment properties to acquire.
Furthermore, not everyone will have the spare time to go shopping for investment properties. So they can send several people from the team to go visit the property and see if it meets to their expectations. This is also where other people's abilities become useful. You may not be familiar with the neighborhood where you wish to purchase your investment property really well, but somebody else on your team may. You may assume that the location looks good but your team member may think otherwise because he or she is aware of something that you don't.
This is how excellent property investors can to amass a substantial pool of investment properties in a short period of time.
Wealth Mastery Academy is committed to providing solid financial education to help people around the world achieve financial freedom. Our Property Intensive seminar by Property Guru Milan Doshi has helped opened the door to many would be investors to the opportunities available in property investment. You can find the latest news on our upcoming events on our Facebook fan page.
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